Pricing
3.9% on cards. 2% on crypto. No setup fee and no monthly fee, so you only pay when you make a sale.
Cards
Visa, Mastercard, Apple Pay
3.9%
per sale. A card processing fee is added at checkout and paid by the buyer.
Crypto
BTC, USDT, USDC and more
2%
per sale. Crypto has no buyer fee.
On every account
- No setup fee
- No monthly fee
- No rolling reserve
- No chargeback clawbacks
Calculator
See what you keep
Card payments carry a processing fee that's added at checkout and paid by the buyer, so your 3.9% comes off the sale price, not the fee.
Card
- Card processing fee (varies by card and country, typically 3–5%)
- +$30.00–$50.00
- Buyer pays
- $1,030.00–$1,050.00
- Luzapay fee (3.9%)
- -$39.00
- You receive
- $961.00
Crypto
- Buyer fee
- None
- Buyer pays
- $1,000.00
- Luzapay fee (2%)
- -$20.00
- You receive
- $980.00
Restrictions
What we don't accept
- Anything illegal where you or your customers are
- Sanctioned countries or persons
- Fraud or deceptive offers
- Adult content involving minors, or selling age-restricted products to minors
- Weapons
- Drugs
If you're in a legal business that banks call high-risk, you're welcome here.
FAQ
Questions about fees
What does Luzapay cost?
3.9% on card payments and 2% on crypto payments. There is no setup fee and no monthly fee, so if you process nothing, you pay nothing.
Who pays the card processing fee?
Card payments carry a processing fee that's added at checkout and paid by the buyer, so your 3.9% comes off the sale price, not the fee. Crypto has no buyer fee.
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